We’re finance brokers.
It's our job to find the right finance for you. We do that by helping you navigate the choices and changes in the market. Then we go in to bat for you and can even negotiate on your behalf.
Once we've found finance we like the look of, we'll help manage the whole process for you.
Why use us?
Whether it's for your first home, refinancing your current place or an investment, we have access to loans from a host of Australia's leading lenders, one of which could be the right one for you. Finding one that's right for you is the hard part, and that's where we come in. We'll consider a range of options to help you get the solution you're looking for.
clients
years of combined financial services experience
five star reviews spanning 25 years of operations
We're here from
We're not just here to help you find a loan with the right fit. We're here to make the whole process easier. Once we've found a loan, we'll help take care of the paperwork or manage the application process right through to approval.
We untangle the inbetween stuff so you don’t have to worry about it!
Call us any time.
You can pick up the phone or email us at anytime during your financial journey.
Maybe you're about to buy, want to build your investment portfolio, renovate or just review - you can make an obligation-free appointment with us at a time and place that suits you.
(1300 428 322)
You come first.
When we meet, we'll ask about your financial circumstances and goals to understand what's important to you in a home loan.
You may be looking for flexibility because you're planning to start a family or you may want ready access to equity for a rental property or renovations.
There's a huge choice of products and we'll recommend one that's right for you depending on your needs. And we always look for a loan that suits you, not the lender.
Meet the team.
Our leadership team brings together 75+ years of combined experience from an institutional banker and a broker.
Rory Cowman
Managing Director
Michael Harris
Managing Director & Finance Broker
Gariet Chow
Senior Finance Executive
We provide equipment finance that supports growth.
Habitat structures equipment finance for WA trade, transport, and industrial businesses - so you can scale operations, protect cashflow, and build a funding platform that grows with you.
Most lenders approach equipment finance the same way - a rate, an approval, a repayment schedule.
But if you're running a growing WA business that depends on vehicles, machinery, or plant - and you need finance that actually supports how you operate - that approach falls short.
Professionalism at every turn.
We pride ourselves on our professionalism in every facet of our business. Simply click here for a copy of our Internal Dispute Resolution (IDR) process.